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COBRA – Consolidated Omnibus Budget Reconciliation Act (COBRA) law passed in
1986. It allows an ex-spouse to continue to receive health insurance coverage from his/her
former spouse’s employer if the employer has at least 20 employees, for up to three years
after the divorce. Premiums for this coverage are typically higher than when they were
covered under the employer’s plan. It should be noted that the normal COBRA provision
states that if an employee leaves or is fired from a job, he or she can get health insurance
from that company for 18 months. However, in the case of a divorce it is extended to 3
years or 36 months

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